As our population ages, the prevalence of dementia and other cognitive impairments that make it difficult to conduct business affairs is on the rise. An aging, demographics, and memory study conducted by the US government found that individuals over age 71 had a 13.9% incidence of dementia, and in those over 90 had a 37.4%…

By Larry S. Hartley Many clients consult with attorneys in our firm in order to make plans to deal with the effects of aging on themselves or their parents. With proper planning we are able to help families preserve assets in the face of daunting long-term care expenses. These long-term care expenses are often the…

By Larry S. Hartley Board Certified Specialist in Elder Law by the NC State Bar Board of Legal Specialization The Department of Health and Human Services at the Centers for Medicare and Medicaid Services approved an amendment to North Carolina’s State Medicaid Plan under Title XIX of the Social Security Act effective as of June…

Just as beauty is in the eye of the holder, it is often said that value is in the eye of the holder since it is a relative term and depends upon the context. In estate planning, the great majority of IRS challenges to wealth transfers focuses on hard to value assets. The New York…

By Lorin G. Page, Esq. Use of standalone Educational Trusts – those created specifically for the educational (and sometimes medical) expenses of children and grandchildren – is far less common since the ready availability of 529 Plans.  529 Plans have contribution limitations (varying by state) that are high enough and cost of administration that are…

The specter of Long Term Care costs haunts many otherwise happy, seemingly, financially secure, middle class families. It’s scary to contemplate the possibility that a medical event or end-of-life illness could undo literally decades of mindful saving. What can these families do to anticipate this burden and protect loved ones? What tools are in reach?…

By Larry Hartley, Esq. Our clients frequently are faced with a common myth or misconception regarding what nursing home care may be covered by Medicare following a hospitalization when rehabilitation has been prescribed by the patient’s attending physician.  Many times providers or insurers erroneously inform families that the patient’s Medicare coverage of the nursing home…

June 15th, 2016 marks the 10th anniversary of World Elder Abuse Awareness Day.  Please read below for some important signs of Elder Abuse that can help you detect whether your loved ones or friends may be at risk of becoming a victim.   Elder Exploitation and Financial Abuse By Erika Erickson, Esq. It is a…

A Health Care Power of Attorney is a document that authorizes another person to make medical decisions for you if you are unable to do so. There are many different situations that could result in a person being unable to make or communicate medical decisions and these situations can affect not only senior citizens, but…

By Lorin G. Page For many people, end of life planning means having a good will and a better prayer. Some may also think about doing a trust, healthcare power of attorney, living will, long term care planning and even talking things over with family. But many people fail to think about funeral arrangements, disposition…

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